H&M used to be great for me back in late grad school years, but I've long sized out of their range (even before they d/c'ed any plus sizes) and the last time I dropped in, I struck out even in the accessories department.

Perhaps points could be used to acquire some work-appropriate attire and/or undergarments to be donated to a shelter?

The amount of bureaucracy involved with someone dying, a thing that will happen eventually to every single human being on this earth, is just mind-boggling to me.